Regular Key Simulator
A regular key is a separate key pair authorized to sign transactions for an XRPL account. It helps reduce exposure of the master key, but it must be managed carefully.
Important warning
Do not disable your master key unless you fully understand regular keys, multisig, recovery, and have tested your signing path. A mistake can permanently lock you out.
The master key is the original authority for an XRPL account. If exposed, the account can be at risk.
You generate another XRPL key pair. This key can be assigned as the regular key.
The account submits a SetRegularKey transaction that authorizes the new key to sign transactions.
The regular key can now sign for the account. The master key can stay offline and be used less often.
Many users keep the master key offline as a recovery authority while using the regular key for operations.
Disabling the master key can reduce one attack path, but if your regular key is lost and no multisig path exists, access can be lost.